BondFlow

Problem Statement

BondFlow is an autonomous AI treasury agent that automatically invests idle PayPal USD (PYUSD) stablecoins into tokenized Real-World Assets—specifically bonds—delivering safe, passive yield to everyday users without requiring any DeFi expertise. The Problem Over $150 billion in stablecoins sit idle in wallets earning 0% yield, while tokenized US Treasury bonds (RWAs) offer safe 4-6% returns through protocols like Ondo Finance (OUSG) and Backed Finance (IB01). Users don't invest because:They're unaware these opportunities existDeFi complexity intimidates non-technical usersActive monitoring and rebalancing takes time and expertiseFear of scams and security risks in DeFiOur Solution BondFlow deploys an autonomous AI agent (built with ASI Alliance's uAgents framework) that continuously monitors tokenized RWA protocols, analyzes yield and safety metrics, and automatically executes investment strategies on behalf of users—all while remaining fully decentralized and onchain.

Solution

BondFlow connects three cutting-edge technologies to create something that didn't exist before: an autonomous agent that invests your PayPal USD into real US Treasury bonds while you sleep User's PayPal USD ↓ Smart Contract Vault (Solidity) ↓ AI Agent (ASI Alliance) ← monitors yields, makes decisions ↓ RWA Protocols (Ondo/Backed) ← buys treasury bonds ↓ Lighthouse Storage ← logs every decision ↓ Dashboard (Next.js) ← shows everything happeningTechnology Stack Smart Contracts (The Vault):Built with Solidity and HardhatManages PYUSD deposits and withdrawalsConnects to real tokenized treasury protocols (Ondo Finance, Backed Finance)Deployed on Ethereum Sepolia testnet and BaseAI Agent (The Brain):Built using ASI Alliance's uAgents frameworkRegistered on Agentverse (decentralized agent network)Runs autonomously every hour checking yieldsCompares Ondo's OUSG vs Backed's IB01 tokensMakes investment decisions based on yield + safety scoresNo human intervention needed after setupDecentralized Storage (The Memory):Uses Lighthouse to store agent decision logsEvery choice the agent makes gets recorded with reasoningUsers can audit why their money moved whereNo centralized database - all on IPFS via LighthouseFrontend (The Interface):Built with Next.js and modern Web3 tools (Wagmi, RainbowKit)Zero backend - talks directly to blockchainReal-time updates when agent makes movesClean dashboard showing deposits, yields, and agent activity