Climate Finance

Screenshots

Problem Statement

Our NFT Credit Marketplace is a groundbreaking DeFi platform that transforms how credit scoring works in the blockchain space. Here's what makes it unique:Credit Score NFTsUsers' creditworthiness is represented as dynamic NFTs Credit scores evolve based on on-chain activities and loan repayment history Each NFT contains verifiable credit data and reputation metricsLending FeaturesPeer-to-peer lending with credit score-based interest rates Smart contracts automatically adjust loan terms based on credit NFT data Collateralized and under-collateralized loan optionsCredit Building MechanismsUsers earn credit score points through consistent loan repayments Integration with real-world financial data (optional) Gamified credit-building challenges and rewardsMarketplace FunctionalityTrade credit score NFTs Secondary market for loan positions Credit score staking and yield farming opportunitiesRisk ManagementMulti-layered security protocols Insurance pools for lender protection Automated risk assessment algorithms

Solution

Technical Stack:Smart Contracts:Solidity for core contract development OpenZeppelin for NFT (ERC-721) implementation Chainlink oracles for external data feeds Hardhat for development and testingFrontend:React.js with TypeScript Web3.js for blockchain interactions TailwindCSS for styling Ethers.js for wallet integrationBackend:Node.js Express server MongoDB for off-chain data storage AWS for cloud hosting IPFS for decentralized storageKey Technical Features:Dynamic NFT Implementation