Credora

Problem Statement

Credora is a cutting-edge zero-knowledge borrowing platform that enables users to access undercollateralized loans in PayPal USD (PYUSD) using advanced privacy-preserving technologies. Users can prove their income and identity without revealing sensitive personal information, enabling secure and private access to credit facilities backed by verified income capacity.🎯 Key Features 🔐 Zero-Knowledge Proofs - Privacy-preserving income verification without data exposure 📄 zkPDF Technology - Verify digitally signed income documents using zk-SNARKs 💰 PYUSD Integration - Access PayPal USD with transparent terms and instant settlement 🆔 Anon Aadhaar Integration - Privacy-preserving Indian identity verification 🏦 Undercollateralized Borrowing - Access credit based on verified income without locking crypto 🌐 Multi-Chain Support - Built on Base testnet with cross-chain compatibility 🎨 Modern UI/UX - Dark glassmorphism design with intuitive user experience 🔄 Real-time Data - Live contract data fetching and dynamic credit calculations

Solution

Credora is built as amulti-layered zero-knowledge borrowing platformthat combines cutting-edge privacy technologies with traditional DeFi lending. The architecture follows amodular, privacy-first designthat separates concerns while maintaining seamless user experience.. Technology used is zkpdf, self protocol and paypal usd.