ZK Credit Score

Screenshots

Problem Statement

Core FeaturesZero-Knowledge Cross-Chain Balance VerificationOur protocol leverages zk-proofs to verify your total token holdings across multiple blockchain networks,Private aggregation of assets across chains without exposing individual balancesProof Generation - Verify proof on-chain through smart contracts.Proof verification - Generate credit score based on verified proof.Multi-Chain AnalyticsComprehensive analysis of wallet activity across Eth Sepolia and Base Sepolia, Flow, Zircuit Networks.Holistic evaluation of transaction patterns, asset management, and DeFi engagementCross-chain behavioural consistency tracking for enhanced reliabilitySophisticated Scoring Model Our scoring algorithm (300-850 range) evaluates four key pillars:Transaction History (40%): Analyzes frequency, success rates, and gas efficiencyAsset Management (30%): Evaluates portfolio diversity and ZK-verified total balanceDeFi Engagement (20%): Measures protocol interactions and risk managementNetwork Effect (10%): Assesses community participation and smart contract usageReal-World ApplicationsDeFi lending and borrowing risk assessment with verified cross-chain collateralPrivacy-preserving credit line allocation based on total verified assetsCross-chain reputation building with cryptographic proofsDAO participation scoring with verified stakeDeFi insurance risk evaluation

Solution

How it's Made Zero-Knowledge InfrastructureLeverages vLayer SDK for seamless deployment of Prover and Verifier contracts across multiple networks: Base Sepolia, Ethereum Sepolia, Flow Testnet, Zircuit NetworksGenerates ZK proofs for privacy-preserving token balance verificationEnables trustless cross-chain balance aggregationMulti-Chain AnalyticsExplorers Integrations: Etherscan, Basescan , BlockscoutReal-time wallet activity monitoring and historical data analysisDevelopment FrameworkBuilt on Scaffold-OP template for robust smart contract integrationOptimized for seamless wallet connectivityUSDC Asset EvaluationUSDC Circle Integration:All credit scoring metrics standardized to USDCReal-time price feed integration=AI-Powered Optimization (OpenAI Integration)Personalized credit score improvement recommendationsPattern analysis for risk assessment